First Quarter 2017:
Strategic Top 10’s

Bill Goedken, MBA CPA CMA CGMA Best Practices, Strategic Planning 0 Comments

Over the last 35 years, our staff has attended thousands of community financial institution Board Meetings, ALCO meetings, Compliance, Audit, and Supervisory Meetings, and reviewed the accompanying materials (agendas, minutes, background material.) We have personally moderated and/or attended over 600 Strategic Planning sessions for our clients. Our staff has spoken and attended at hundreds of conferences over the years including …

Fourth Quarter 2016:
Strategic Top 10’s

Bill Goedken, MBA CPA CMA CGMA Best Practices, Strategic Planning 0 Comments

Over the last 35 years, our staff has attended thousands of community financial institution Board Meetings, ALCO meetings, Compliance, Audit, and Supervisory Meetings, and reviewed the accompanying materials (agendas, minutes, background material.) We have personally moderated and/or attended over 600 Strategic Planning sessions for our clients. Our staff has spoken and attended at hundreds of conferences over the years including …

The Rapid Change of Delivery Channels:
Why Omni Channel Optimization is Key

Bill Goedken, MBA CPA CMA CGMA Best Practices, idea5 Discoveries, Strategic Planning 0 Comments

Consumers are fickle. Consumers constantly change their minds. Consumers want it now, fast, and for free. OK, what else is new? If you just built a nice new branch and now are wondering why your credit union’s members are not beating down the doors to “experience” your new facility we have news for you – the electronic experience has taken over.

Strategic Planning Tips:
Ideas for “What-if’s” for Projections 2017-2020

Bill Goedken, MBA CPA CMA CGMA idea5 Discoveries, Strategic Planning 0 Comments

As banks and credit unions begin to wrap up their Strategic Planning season for 2016, I am often asked by the C suite “Bill, what type of what-if’s should we be running in our projections/ALM model?” This is a very valid question, as financial institutions look ahead and want to know what they would look like if their goals and strategies are implemented and successful.

Third Quarter 2016:
Board/ALCO Background Review

Andy Neid Best Practices, idea5 Discoveries, Strategic Planning 0 Comments

If you at all have been listening to the presidential debates, you might have heard: “America doesn’t win anymore. We keep doing bad deals with the rest of the world. It is time to make America great again.” Well, no matter which side you agree with, the vast majority of Americans see the upcoming presidential election as the single greatest threat to the country’s well-being, according to a new report published by Bankrate. About 6 in 10 Democrats and 7 in 10 Republicans said “the outcome of the presidential election” would be the “biggest threat to the U.S. economy over the next six months” out of more than 1,000 respondents surveyed in Bankrate’s latest poll.

Third Quarter 2016:
Strategic Top 10’s

Andy Neid Best Practices 0 Comments

Over the last 35 years, our staff has attended thousands of community financial institution Board Meetings, ALCO meetings, Compliance, Audit, and Supervisory Meetings, and reviewed the accompanying materials (agendas, minutes, background material.) We have personally moderated and/or attended over 600 Strategic Planning sessions for our clients. Our staff has spoken and attended at hundreds of conferences over the years including …

Strategic Planning – Is the Juice Really Worth the Squeeze?

Martin Webster, EMBA idea5 Discoveries, Strategic Planning 0 Comments

Strategic planning – Is it really worth the trouble? Given the time and resources required to implement a structured planning process, is the juice worth the squeeze? Over the years, we’ve heard many financial executives ask themselves that same question. They’ll say things like: “We’ve never really had a formal process and we do just fine.” “It’s too late in …

Second Quarter 2016 Strategic Top 10’s

Bill Goedken, MBA CPA CMA CGMA Best Practices 0 Comments

Over the last 35 years, our staff has attended thousands of community financial institution Board Meetings, ALCO meetings, Compliance, Audit, and Supervisory Meetings, and reviewed the accompanying materials (agendas, minutes, background material.) We have personally moderated and/or attended over 600 Strategic Planning sessions for our clients. Our staff has spoken and attended at hundreds of conferences over the years including …

Just Released!
The 2017 – 2020 Strategic Planning Kit for Financial Institutions

Martin Webster, EMBA Best Practices, idea5 Discoveries, Strategic Planning 0 Comments

The 2017 – 2020 Strategic Planning Kit for Financial Institutions is READY. “We’ve spent the last 30 years providing strategic planning services for banks and credit unions, and have developed many best practices. Now, we’ve put our knowledge into a Strategic Planning Kit to help you lead an actionable planning process for your organization.” Bill Goedken, CEO, idea5 | Stratezy

Second Quarter 2016 Board/ALCO Background Review

Andy Neid idea5 Discoveries 0 Comments

This analysis refers to information and graphs provided separately as a pdf. Click the thumbnail or click here to access the pdf. National Trends (Slides 1-11): Folks who sold off their stock portfolios after temporarily losing a fortune in the “Brexit” fallout likely will be kicking themselves this week after America’s major stock indexes posted record performances. The late-June Brexit result …

First Quarter 2016 Board/ALCO Background Review

Andy Neid idea5 Discoveries 0 Comments

This analysis refers to information and graphs provided separately as a pdf. Click the thumbnail or click here to access the pdf. National Trends (Slides 1-12): The U.S. economy is again off to a “sideways” start to the year, clouding the outlook and validating the Federal Reserve’s wait and see posture on raising interest rates. This is nothing new for the …

Fourth Quarter 2015 Board/ALCO Background Review

Andy Neid idea5 Discoveries 0 Comments

This analysis refers to information and graphs provided separately as a pdf. Click the thumbnail or click here to access the pdf. National Trends (Slides 1-12): As we turn the calendars to the New Year, there is enough conflicting data about the state of the economy to discount any market prognosticator. Late last week, the U.S. Census Bureau reported that …

Third Quarter 2015 Board/ALCO Background Review

Andy Neid idea5 Discoveries 0 Comments

This analysis refers to information and graphs provided separately as a pdf. Click the thumbnail or click here to access the pdf. National Trends (Slides 1-11) Just as the recent swings in your stock portfolio suggest, the latest economic news continues to send mixed messages on the overall health of the economy. On a positive note, real GDP increased 3.9% …

Second Quarter 2015 Board/ALCO Background Review

Andy Neid idea5 Discoveries 0 Comments

This analysis refers to information and graphs provided separately as a pdf. Click the thumbnail or click here to access the pdf. National Trends (Slides 1-8): Short version: Slow growth in the economy overall. Some good growth in the housing and commercial sectors depending on where you are in the country. Longer version: GDP retracted a bit in the first …